Below you’ll find a brief summary* of our products. Please contact us or your broker for complete details on the products that best suit your needs.
Protection for your residence, garage and other structures on the property. In the event of a loss, we pay for the increase in living costs you may incur. We also offer numerous endorsements, such as expanded replacement cost (coverage for your residence when a loss exceeds the policy limit), and coverage for water and sewer back-up.
Protection for the personal property of the renter or condominium owner. With the replacement value endorsement, we pay for new items in the event your personal property is stolen or damaged. If you are a condominium owner, we also insure the portion of the building you are responsible for under an association agreement.
Protection for personal property when coverage would otherwise be excluded or limited under your homeowners or renters policy. This category includes items such as jewelry, electronics (cameras and computers) and fine arts.
*No coverage is provided by this summary nor does it replace any provisions of your policy. You should read your declarations and policy for complete information on the coverages you are provided. If there are any discrepancies between the policy and this summary, the provisions of the policy govern.
Protection for liability arising from bodily injury or property damage. We pay the amount you are legally responsible for, up to the policy limit, including costs and attorneys fees incurred defending a lawsuit.
Inland Marine (Scheduled Personal Property) Coverage